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Personal Finance Archive
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How to create a budget
Posted on May 27, 2012 | 1 CommentUsing all your income as a monthly budget is rarely a good idea and should be avoided if possible. There is nothing scary about creating a sufficient budget that allows... -
How to cut back on living expenses
Posted on September 11, 2011 | 5 CommentsKnowing how to cut back on living expenses is very important in these harsh times. These everyday expenses are usually the biggest money-eaters. Groceries, transportation, energies and all services are... -
How to save money on books
Posted on September 11, 2011 | 13 CommentsEvery avid reader wants to know how to save money on books. It is a sad reality that almost all books at bookstores are expensive. Yet we read many books... -
The importance of an emergency fund
Posted on September 10, 2011 | 1 CommentVery few financial goals, if any should come before building an emergency fund. Too many people still underestimate the importance of an emergency fund to their own peril. The reason... -
The advantages of paying with cash
Posted on July 5, 2011 | No CommentsMore and more people use debit and credit cards to make all their purchases nowadays. Cash payments are usually considered inconvenient and more risky as cash can easily be stolen....